Secure Your First Home Faster — By Unlocking the Credit Lenders Trust.

Credit Coaching Waiting List Sign-up

We keep each 30-day audit group small so we can give every person real, focused support.
Sign up below to be considered for the next round.

How It Works + What You Get

What’s Included in Your Free 30-Day Credit Audit

  • Biweekly 1:1 Calls – Personalised sessions to review progress, set clear next steps, and answer your questions.

  • Direct Line to a Credit Specialist – Priority access for support whenever you need guidance outside scheduled calls.

  • Daily Credit Tips & Tricks – Actionable insights delivered daily to build stronger credit habits and avoid mistakes.

  • Guaranteed Progress – We commit to at least a 30-point credit score increase before we stop working together.

At Bit By Bit, we help first-time buyers unlock lower-deposit mortgages by building the strongest credit profiles.

Most buyers save for years but ignore their credit. The result? Having to save tens of thousands more for a deposit, losing access to the best mortgage deals, or being forced to wait years longer to buy.

A chart comparing different mortgage deposit options and their implications over 25 years. It shows data for 5% and 20% deposits, including required deposit amounts, mortgage amounts, and time to buy, with red annotations explaining the significance of each for potential homeowners.

I’m Archie, the founder of Bit By Bit. When I hit a 999 credit score at just 20, I realised it wasn’t just about saving a deposit — lenders trusted me more, which meant I needed less upfront cash and could buy sooner. That’s the freedom I want to help you unlock.

WHY YOUR DEPOSIT ISN’T ENOUGH

With good credit, you’d need £37,500 less in deposit — keeping your savings for your new home instead of tying it up in the bank.

How It Works

AUDIT

We’ll review your credit and deposit readiness so you know exactly where you stand.

Black and white icon of a mortgage document with a magnifying glass over it.

BUILD

Get a personalised 30-day action plan to boost your credit and unlock more mortgage options.

Icon of a hammer, depicted in white on a black background, showing someone building their credit score to buy their first home.

APPLY

Enter the mortgage process with confidence — and qualify for lower deposits and more lenders.

Black and white icon of a checkmark inside a circle. Signifying a first-time buyer going into the acquisition of their mortgage with confidence.

BOOST YOUR CREDIT SCORE IN 30 DAYS FOR FREE!

Interested in working together? Join the waiting list below to be considered for the next intake. Look forward to hearing from you!

FAQ’s

  • Nothing! Signing up for the waiting list is completely free.

  • We will do an introductory session where we assess where you are, and the plan on how to get you to a perfect credit score. All free of charge!

  • One call to act as an audit, and then another call to review progress after the month is complete.

  • Yes! I am here 7 days a week to answer questions you might have.